Assist Branch manager in cite visitations and Branch Credit Meetings and make sure that respective reports are produced timely for decision making.
Customer acquisition by actively soliciting potential clients
Managing the branch loan portfolio by ensuring close follow ups of their respective customers.
Directly work with customers to deepen existing relationships through the analyses of needs and provision of products and services.
Analyses and reviews quality of potential and existing business to ensure maximum profitability.
Maintain accurate and up-to-date records of all actual and attempted customer interactions.
Conduct customer meetings that have defined call objectives, desired outcomes and a wellconstructed plan.
After consideration of individual case merits, recommend credits applications for approval to the branch manager and other relevant authorities.
Manages credit quality standards through effective management of risk according to the Credit manuals and policy.
Scrutinize loan applications, to review feasibility reports and prepare appraisal reports and accompanying memorandum for action of by relevant loan sanctioning authority.
Verify loan application forms, crosschecking the requirements and advise customers accordingly.
Maintain borrower’s files and ensure that all pre-disbursement conditions are fulfilled.
Ensure that loan installments from customers are posted into relevant accounts.
Follow-ups on non-performing loans/customers that are not paying their loan as per the agreement.
Ensure that weekly, monthly, quarterly, annual and any other reports on loan portfolio are accurate, complete, and prepared on schedule.
Prepare all branch returns and ensure they are in accordance with the credit policy and lending manual.
Verify postings of loan administration fees for customers whose loans have been disbursed.
Ensure proper filling of customer credit documents and correspondents.
Improving the quality of customer’s data by ensuring all customers data is captured as per KYC set rules and regulations.
Analyse delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to the Branch Manager and suggest actions/penalties to be taken when appropriate
Develop processes and procedures for evaluating customer financial and setting and changing credit lines/limits, as well as credit holds; implement liens as necessary to major delinquent account as approved
Attend to the generated legal documents used in the credit function for onwards preparation of disbursements
Perform any other duties as may be assigned by Branch manager from time to time
EXPERIENCE AND KNOWLEDGE REQUIRED Education and experience:
Bachelor degree in Accounting, Finance, Economics, Commerce, Marketing, or Advanced Diploma in Banking / Business Administration, holders of TIOB/CIB Associate ship Diploma or related field and 1 year experience in the related field.
The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to: [email protected].
Applications via other methods will not be considered. Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.
TPB Bank PLC has a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.
Deadline of the applications is 2nd October, 2019.
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